Credit cards have long been a topic of debate among financial experts and consumers alike. While some argue that credit cards are a convenient way to make purchases and earn rewards, others contend that they can lead to financial ruin. So, let’s settle the question once and for all; are credit cards bad? The answer is no, as …
We’ve all had at least one of those all-too-intense moments of panic when we suddenly remember that we owe someone money or maybe forgot to pay for something we now own. You may be too familiar with these moments of panic because you’re currently in debt and don’t know how to get out of it. We can understand. Debt is …
As the world continues to move increasingly into the digital sphere, it should come as no surprise when conversation topics begin to migrate from how long the queue was at the bank to which bank offers the best virtual cards. As the physical world moves into digital, you can expect more of these kinds of …
We have all been there. Something unexpected happens during the month and we realize that we are not going to make it through the month financially. With the petrol prices and general cost of living at an all-time high, more and more people are making use of payday loans in South Africa. But are payday …
Probably one of the hardest things to get out of is debt. As if paying bills isn’t hard enough you still have to make sure you take care of your debt every month. Luckily there are multiple ways to get rid of the debt monster. So, chin up, and let us have a look at …
Getting a credit card is one of the best ways to build positive credit. Although, finding the best credit card to use is often an intimating topic with various benefits, costs, and requirements. Getting the best combination is entirely personal and diverse on case-to-case bases. To make this vital decision more manageable for you, here …
Credit score is a concept which is shrouded in mystery. Yet the power of these 3 numbers seems to be one of the greatest influences when it comes your financial health. However, for most of us, by the time we start recognising the power of these mysteries numbers, it might be too late. What does a credit score indicate? Having a good …
Are you tired of spending your nights worrying about how much debt it is? You may be wondering “How on earth will I pay off all my debt?”. There are options that will help you sleep better at night and get rid of your debt. Debt relief might be right for you. What is the …
Debt Consolidation is a type of loan that helps people to pay off their debts. It’s also known as debt settlement. With this, the borrower will combine the different types of credit cards, auto loans, student loans and mortgages into one payment at a lower interest rate. Debt consolidation is an important decision to make …
Debt Review in South Africa is a debt relief program that assists consumers who are in too much debt to get out of it. In 2007, the National Credit Act (NCA), introduced this process to protect consumers from being blacklisted, and to help them deal with the consequences. This is a great option for South …
